We have made a lot of sacrifices over the last two years. We started out with $30,000 in debt. We are now down to $8000. (Not including our mortgage.) Two years ago we didn't have any savings. Now we are working on 9 months worth of savings. Today's car bill will set us back, but at least we didn't have to put it on a credit card! Praise God!
I know a lot of you have lost your jobs. I know a lot of people have a lot more debt, either out of necessity or by making poor financial decisions. Financial security has been important to me. Please don't think I'm bragging about this...I still struggle with it all the time. I still have all the "I wants"...I want a bigger house, new jeans, expensive fabrics, etc...I try to keep the bigger picture in mind: what if my husband lost his job? We have college expenses and a retirement to save for. Thankfully we don't have to worry about putting food on the table, but I know that day could come and I hope to be prepared for it.
If you are struggling, please know that I am praying for you:) I know the economy sucks right now. In our case, following the Dave Ramsey plan has given me some peace of mind.
I hope you all have a lovely weekend. I am hoping for some time to craft and quilt and work on some homemade Christmas presents. It is actually cold here in Florida and it's starting to feel like Christmas :)